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February 15, 2012
Xactware Adds Sketch to Latest Version of XactScope

February 15, 2012
Property Valuation Fraud Risk Rises Nearly 8 Percent

February 14, 2012
Xactware Launches XactAnalysis SP mobile for iPhone

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Feature Story

The Value of Building Codes to Insurers and Communities

By Ralph Dorio

Some 135 million people — more than half the population of the United States — live near one of the nation's coasts, which represent the most windstorm-prone areas. Since 1986, hurricanes, tornadoes, and tropical storms have accounted for a majority of the catastrophe losses — billions of dollars — paid for by insurance. »Full story

Prefill Provides Better Service, Lowers Operational Expenses, and Improves Premium Accuracy
It's no secret that insurance is an intensely competitive business. The property/casualty industry spends more than $4 billion annually in clever advertising campaigns vying for consumers seeking lower rates, better coverage, or better service. Learn about how you can streamline the quote process to lower operational expenses and improve premium accuracy.

Eye on the Storm: Reviewing 2011 Catastrophe Activity
Industry trends following last year’s record-breaking storm activity underscore the value of using current, actionable data to monitor market changes and make important decisions that produce better outcomes for insurers and their customers.

Probable Maximum Loss Considerations in Commercial Fire Insurance Underwriting: An ISO Perspective
Fire is generally considered the most critical hazard in the underwriting process, whether covered separately or as part of a package. In comparing the potential loss among buildings and in evaluating a single building, underwriters consider the Probable Maximum Loss (PML). The most common definition of PML — and the definition ISO adopts for commercial fire purposes — is an estimate of the largest loss a building or a business in the building is likely to suffer because of a single fire, assuming proper functioning of the existing mitigation features (sprinklers, local fire department response, etc.).

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